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Digital Security

Keeping your financial information safe and secure is very important to your ACB bankers!

Sometimes we may ask you to take some steps or answer some questions that may seem silly, or out-of-place.  But we follow the guidelines of experts across the world in developing the steps to make sure that it’s only you, and not a shady stranger, accessing your personal information and accounts.

Change your PIN, Username, and Security Questions on Digital Banking

Tricks to Keep Your Information Safe

Changing your digital password and debit card PIN frequently is recommended by security experts.  You can change both of those, and your username and security questions, in digital banking.  Here’s how to change any of them, and more:

  • Access the blue left-hand side menu.
  • Click Manage Profile at the top of the menu.
  • Scroll down to see your options.

Note that you can also change login methods for mobile digital banking when you access your profile from your mobile device.

 

Out of Band Authentication (OOBA)

OOBA Isn’t Your Grandfather’s Favorite Polka Band!

Out of Band Authentication (OOBA) is a security measure that uses two channels of communication to help ensure that the owner of the information is initiating the transaction.  Using OOBA can prevent malicious users, who may only have access to one of the methods, from manipulating or stealing your financial information.

You will experience OOBA when first signing in to ACB Digital Banking.  All users will be asked to navigate OOBA occasionally after first logging in, but you will be asked to utilize the two-channel communication OOBA each time you log in unless you mark the Remember Device button when on the OOBA screen.  (Remember Device is device-specific, so if you access your ACB Digital Banking on more than one computer, smartphone, or tablet, you’ll need to click Remember  Device on each of your devices.)

You’ll also experience OOBA when you change your debit card PIN or use the Temporary Spending Limit Increase in digital banking.  Again, the extra steps are quick and there to protect you.

Here’s what you’ll see when OOBA kicks in:

  • Authenticate will be at the top of your screen.
  • You will be asked to Select A Device.  If you have not previously registered more than one device, you will not have more than one choice.
  • Here’s where you can click Remember Device.  This will reduce the number of times you are asked to perform the OOBA steps.
  • You will be asked to choose a method of communication.
  • After you’ve clicked the box with your preferred method of communication, you will be sent a unique, one-time passcode via that method of communication.
  • Enter that passcode in the box at the bottom of your screen.  You may need to scroll down to see the box.
  • Click Submit.

After you’ve authenticated, you can continue with your banking session.

 

Face ID (Facial Recognition) and Touch ID (Fingerprint Security)

Face ID (Facial Recognition) and Touch ID/Fingerprint Security – Simple Ways to Access Your Accounts!

If your mobile device is configured for Face ID, Touch ID, or Fingerprint Security*, your ACB Digital Banking can be, too.  Here’s where to set them up:

  • In ACB Digital Banking, access the blue left-hand menu.
  • At the top of the menu, click Manage Profile.
  • Scroll down to find Face ID or Fingerprint Login and follow the prompts.

*You will not see these choices if your device does not support them.

Digital Banking Step-by-Step Guides

Click HERE for the Step-by-Step Guide to ACB Business Digital Banking.

Click HERE for the Step-by-Step Guide to ACB Personal Digital Banking.